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Charges

Term Deposit and Recurring Deposit Interest Rates w.e.f. 20.03.2026

Period General Senior Citizen
15 days to 45 days 5.00% 5.50%
46 days to 90 days 5.50% 6.00%
91 days to 180 days 6.00% 6.50%
181 days to 364 days 6.50% 7.00%
1 year to less than 2 years 7.10% 7.60%
2 year to less than 3 years 7.50% 8.00%
3 year to less than 5 years 7.75% 8.25%
5 years 7.85% 8.35%

Additional Interest:

Staff: 1% Extra from above rates

Senior Citizen: 0.50% Extra from above rates


FD Loan:

FD Loan below 20 lakh: 2% extra from above rates

FD Loan above 20 lakh: 1% extra from above rates


Saving bank account: 4.00%
MIS Deposit for five year: 7.85%
Maturity Value Subject to the TDS
Before maturity 1% Penal interest Charged by Bank